Stewards of Community For the Edwards, financial management is about far more than markets and returns. It’s about stewardship. Robert T. “Bob” Edwards, Chief Executive Officer and Chief Investment Officer of Edwards Asset Management, has spent more than 30 years serving families in Naples. Bob is known for disciplined portfolio management, long-term perspective, and thoughtful guidance through complex financial landscapes. His experience counseling both clients and fellow ad

Relationships Beyond Wealth Management "I believe that at the end of my career, I’ll remember the human stories, and the deep sense of gratitude that comes from knowing I played a meaningful role in them.” Early in my career, I met a entrepreneur who was building his business from nothing more than exceptional skill, a pickup truck, and unwavering work ethic. His success accelerated quickly, but his personal financial life hadn’t kept pace. Together, we established the fundam

The largest migration of wealth in history Chris Christensen, President and CEO Generational Strategies Group "Our goal is to safeguard each client’s financial well-being from generation to generation.” “We are in the process of the largest migration of wealth in history. The baby boom generation is passing on unprecedented assets amassed during the post-WWII economic boom to the new generations: Gen X, Millennials, and Gen Z. Now in their mid 60s to 80s, boomers shifting int

"Zhang Financial was founded on a simple principle: our clients’ interests must come first, always. As an independent, fee-only fiduciary, we accept no commissions, sell no products, and receive no third-party incentives, ensuring that our success is fully aligned with the success of our clients." Pictured: Charles Zhang, CFP®, MBA, MSFS, ChFC®; Lynn Chen-Zhang, CFP®, CPA, PFS™, MBA, MS; and Alex Zhang, JD, CFA, CFP®, at Zhang Financial Headquarters Charles Zhang, CFP®, MBA,

Most people who move to Florida believe they’ve handled residency correctly. They changed their driver’s license. They registered to vote. They claimed homestead. They spent “enough” time here. From their perspective, the necessary work is complete. When Small Inconsistencies Add Up But residency isn’t judged based on how many checklist items you completed. It’s based on your intent. And your former state will determine intent based on your actions over time. Where are major

Empowering others to realize their potential for a joyful life and legacy "It’s cherishing family stories and passing on values to future generations." Heather Clegg and her son I believe that we were designed to live in connection with others. Community allows us to thrive in ways that we cannot when we are isolated or lack a circle to embrace us as we are. The concept that we are better together shapes our family life, guides the way we serve our clients, and influences the

When you thought of moving to Naples, you probably thought of the sunshine, the beaches, the lifestyle. And, yes, the tax benefits. You did what you were told to do to become a Florida resident. You got the driver’s license. You registered to vote. You filed for the Homestead Exemption. You logged your six months plus one day here in the Sunshine State. These are the commonly accepted steps for establishing Florida residency (sometimes called “claiming domicile”). The problem

Why the Most Important Opportunities Rarely Feel Obvious at the Time "The biggest opportunities never feel obvious when you're standing in them." pics five | shutterstock History has a way of revealing its turning points only in hindsight. In 1996, Apple looked like a fading computer company. In 2006, Netflix appeared to be a quirky DVD-by-mail service. In 2016, Nvidia was viewed as just another gaming hardware stock. Today, these companies sit at the center of the global ec

A Paradox of Success Concentrated investments are usually a sign that something worked. A company succeeded. A career paid off. A conviction proved itself over time. But success creates complexity.  When one stock grows large enough to take control of your portfolio, it begins to limit your focus and your flexibility. If you’ve ever put the stock ticker into your mobile app for one-touch quotes or real-time updates, you know what I’m talking about… The biggest thing that limi

Planning Your Legacy with Purpose In a community like ours, filled with accomplished, retired professionals and entrepreneurs, this message holds special meaning. Many have spent decades building their careers, raising families, and giving back. Now, as the pace of life slows, it can be tempting to think that the big dreams and big decisions are behind you. But the truth is, this chapter of life offers an unparalleled opportunity: the chance to shape your family’s future with

Aree_S Death is the only legal tax avoidance strategy. Everything else is timing. One concept getting more attention lately captures this perfectly: Buy, Borrow, Die. You buy appreciating assets. You borrow against them to create liquidity. You die with them so your heirs receive a step-up in basis that eliminates the unrealized gains. The phrase isn’t new. It’s been used in wealth circles for years. But it entered the mainstream after ProPublica’s 2021 investigation into how

There’s a version of financial life where the answers are straightforward: Save consistently Invest broadly Keep fees low Stay out of the way And if that’s where you are, you probably don’t need an advisor. All the tools are already there for you. AI can help you build an investment plan. There’s an app on your phone that will get you a portfolio. And if you need advice, you can get it free on YouTube or TikTok. For many, that’s enough. But what happens when wealth creates mo

Planning Your Legacy with Purpose "You are never too old to set another goal or dream a new dream." – C.S. Lewis In a community like ours, filled with accomplished, retired professionals and entrepreneurs, this message holds special meaning. Many have spent decades building their careers, raising families, and giving back. Now, as the pace of life slows, it can be tempting to think that the big dreams and big decisions are behind you. But the truth is, this chapter of life of

You built something real, you made the smart moves, and now you’re stepping into a season of life you’ve rightfully earned – maybe with a...

We often get asked, "How do you decide what to invest in?" At Edwards Asset Management, we actively manage a suite of investment...

A Seasonal Wealth Check-Up Spring in Naples is more than just a change in the weather—it’s an opportunity to reset. You clear out the...

“You need to spend more.” This was the advice I gave to a client during her most recent Strategy & Tactics meeting. She looked at me...

Naples, Florida, and its luxury lifestyle offers unique opportunities for savvy investors. Among the various strategies available, using...

A conversation with Heather Clegg We seek to know who you are, what you value, and what keeps you up at night. While it's easy to view...

There are four factors that drive your long-term investment results: 1.    Your asset allocation 2a.   The price you pay 2b.   Your costs...